![]() ![]() I’m able to convert all my Kindle books into the right format to upload to Voice Dream Reader and go! Needless to say, my library is huge and VDR handles it like a pro. Frankly, after finding this app, I care less about whether or not books make it to audio format at all. I’m into a lot of indie authors, and while more and more are choosing narration, there will always be books that don’t make it that far. Voice Dream Reader is a GODSEND for those of us that love books but don’t have the time to sit down and read them. Unfortunately, the real world doesn’t work that way. ![]() If I could, I would just sit around reading book after book, day after day. This has helped me immensely with preparing to teach classes and in my medical career. This is information that was simply out of reach to me before - mainly due to constraints on my time. I now have a steady stream of valuable information flowing to my mind. I would be ungrateful not to leave a 5 star review, because without exaggerating I can say that this has changed my life. For example, in the last year I discovered I can use it to listen to podcasts and even videos that I download for offline use. I appreciate that the developer has continued to improve the product. Although the app is not perfect (pronunciation is sometimes incorrect) it is good enough for me to understand. I listen nearly every day while I drive, walk, jog and sometimes while I work. Yet, with this app I have been able to get through many thousands of pages of material that never would have been possible otherwise. I am constantly on the go and almost never have time to sit down and read a printed or digital book. This includes many obscure religious and medical texts and manuscripts - more than I can count. Most of the material I have “read” with this app is not available as a professionally narrated audio and never will be. Since I purchased it I have used it to “read” hundreds of books and articles. Your entire library, including folders, reading locations, bookmarks and annotations are synchronized across all your devices using iCloud DriveĪ subscription is required to access the app. Support for Box and OneDrive via iOS Document Picker. Safari extension to save Web pages and Web addresses. Native support for Dropbox, Google Drive, iCloud Drive, Pocket, Instapaper and Evernote. Automatically skip text in PDF header and footer. Bookmarking, text highlighting and annotation. Recognize text for scanned PDF documents. Optimized for VoiceOver, Braille and switch control. High contrast and large font size for low vision readers. Harvard and MIT developed speed-reading method for everyone to read at 2x speed with no loss of comprehension. For beginners to read by at running a finger under each word. Auto-scrolling and full screen, distraction-free mode to help reader focus. Spoken word is highlighted to improve comprehension and retention. Tee-up a list of articles and play while you drive, walk or run. Only languages using Latin alphabets are currently supported. Works entirely on device: No need for internet and your data stays private. is fast and accurate, even in poor lighting conditions. ![]() Scan paper documents with the camera for text-to-speech. Rich text and image support for all documents. Audiobooks in MP3, MP4 or zipped MP3 format. Kindle, iBooks and most commercial eBook platforms are not supported.) PDF, Plain text, MS Word, MS PowerPoint, RTF, and Google Docs. All voices work offline and play in the background even with the screen locked. Correct pronunciation with your own pronunciation dictionary. 200+ additional premium voices in 30 languages from Acapela, NeoSpeech and Ivona available. 36 built-in iOS voices in 27 languages are also available for free. “Voice Dream Reader is hailed by many as the best mobile text-to-speech (TTS) app.” - Examiner “As a user myself and as a mother of a child with dyslexia, I am blown away by the features of Voice Dream.” - Quartz “This app is one of the best educational finds of my entire career.” - Forbes “Both experts recommend Voice Dream Reader as the best app in the text-to-speech space.” - Wired Voice Dream - Read Aloud is also part of App Store Permanent Collections in Education. Apple Design Award Winner! Voice Dream - Read Aloud lets you listen to PDFs, textbooks, Web pages, emails, and books using advanced AI Text To Speech!įeatured by Apple as Best New App and App of the Day in 81 countries. ![]()
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![]() ![]() This program is advertising supported and may offer to install third-party programs that are not required. And there is no third-party softwarebundled. We scanned files and URLs associated with this software program in more than 60 of the world's leading antivirus services no possible threats were found. It is highly likely that this software program is clean. Based on this checking, we set the following security levels for any downloadable files. To avoid any potential harm to your device and ensure the security of your data and privacy, our team checks every time a new installation file is uploaded to our servers or linked to a remote server and periodically reviews the file to confirm or update its status. Integration with popular livestreaming platforms.Audio effects, such as voice changers and sound effects.Green screen support for custom backgrounds.Screen sharing and picture-in-picture display.Text and graphics can be added to the video feed. ![]() Virtual backgrounds and a variety of effects and filters.Multiple video sources for easy switching.With its range of features and customization options, Man圜am is a must-have for content creators, remote workers, educators, and anyone else who wants to make their online presence more engaging and professional. Man圜am is a powerful tool for anyone looking to improve their video chatting or live streaming experience. It also integrates with streaming platforms like Twitch and YouTube, allowing users to easily enhance their streams with Man圜am's features. Man圜am is compatible with a variety of video conferencing platforms, including Zoom, Skype, and Google Meet. This feature is especially useful for remote workers and video conferencing. Users can replace their actual background with an image or video, making it seem like they are in a different location. One of Man圜am's standout features is its ability to create virtual backgrounds. It also allows users to draw and write directly on their video streams, making it a useful tool for presentations and tutorials. Man圜am offers a wide range of effects and filters that users can apply to their videos, such as face masks, background blur, and text overlays. With Man圜am, users can add multiple video sources, including pre-recorded videos, screenshare, and images, to their video calls and recordings. Man圜am is a popular software that allows users to enhance their video calls, streams, and recordings with a variety of effects and tools. ![]() ![]() ![]() ![]() ![]() Part of our important tasks is to monitor multiple data sources at any point of time to ensure we provide users with the most updated details and information for Quest Diagnostics Drug Test Appointment. Quest Diagnostics Drug Test official website where you get access to Quest Diagnostics news, services, products, management team details, support, appointments, and updates by clicking here.Ī is a professional appointments centers smart website directory, that was created to help users nationwide by providing the best and most updated information & details for Quest Diagnostics Drug Test Appointment and appointments for demanded services provided by leading companies and government and state departments & offices nationwide, with an instant access to the online appointment scheduling system to make, cancel, or change an appointment. Quest Diagnostics 500 Plaza Drive Secaucus New Jersey 07094 Quest Diagnostics Drug Test Website Quest Diagnostics Drug Test appointment address where you should go for your appointment (if it is not an in-person meeting, you can use this address to send official mail, documents, forms, complaints, or inquiries) is: Quest Diagnostics Drug Test Appointment Address What is Quest Diagnostics Drug Test appointment address? ![]() ![]() ![]() ![]() It avoids the state’s default rules on partnership.Investors, lenders, and professionals often ask for an agreement before allowing the partners to receive investment money, secure financing, or obtain proper legal and tax help. It also sets out in writing the critical details of how the partnership will run. As there is no formal registration process, a written business partnership agreement intends to form a partnership. When to Use a Business Partnership AgreementĪny arrangement between individuals, friends, or families to form a business for profit creates a partnership. There are also other variations, such as: Limited Liability Partnership (LLP) Agreement – combines the tax benefits of a general partnership with the personal liability protection of a limited liability company.Limited Partnership Agreement comprises general and limited partners entitled to business profits but has different roles and degrees of liability.General Partnership Agreement – a business arrangement between two or more individuals agreeing to share ownership in a company, typically with shared rights and responsibilities.Each type impacts your management structure, investment opportunities, liability implications, and taxation. There are three main types of partnerships: general, limited, and limited liability. Partner Contributions: how much and what each partner is contributing, e.g., cash, a brilliant new idea, industry knowledge, supplies, furniture, or a workplaceīefore signing an agreement with your partner(s), understand a partnership’s advantages and disadvantages.Distributions: how the profits and losses are divided amongst partners.Place of Business: where the partners go to work every day.Purpose: the type of business being run by the partnership.Partners: the names of each person who owns the company. ![]() Ī simple Partnership Agreement will identify the following basic elements: Dissolution Agreement What is a Partnership Agreement?Ī Partnership Agreement is an internal written document detailing the terms of a business partnership.Ī partnership is a business arrangement where two or more individuals share ownership in a company and agree to share in their company’s profits and losses. Once any outstanding debts are resolved, the remaining profits shall be passed to the partners in accordance with their share of the initial capital contribution.īy signing below, the partners agree to enter into this partnership agreement with one another.Use our partnership dissolution agreement to protect your interests and assets and to provide clarity and protection for all parties involved. Should this partnership agreement be dissolved for any reason, any assets belonging to the partnership shall be liquidated via public auction. Records shall be audited for completion and accuracy once per calendar year. The partners agree to operate in good faith at all times by acting in the best interests of the partnership without exception.Īll financial records related to the partnership shall be documented in accordance with generally accepted business accounting standards. This partnership agreement shall be considered legally binding on both parties, and shall not be modified or cancelled without written consent from both parties.ĭeath or bankruptcy by either party shall grant the remaining party the exclusive right to purchase the opposite partners’ share of the partnership in accordance with that partner’s initial contribution. The partners agree that their ownership in the partnership shall be considered equal for operating purposes, while gross profits shall be distributed in accordance with each partner’s actual percentage of total initial capital invested in the partnership. The partners agree to contribute initial capital contributions as follows: The entities listed above agree to jointly enter this partnership, which shall have a principle business address at. This partnership agreement is entered into by and between the two entities listed below as of. ![]() 4/17/2024 0 Comments Sunglass emoji thumbs up meme![]() ![]() ![]() Here’s what each emoji reaction stands for: To avoid any potential misinterpretations, it’s important to remember the meanings behind Instagram reactions. Once selected, it will appear in your reaction selection.īONUS: Check out our full list of Snapchat emoji to snazz up your snaps. Scroll through the list of options and tap to select the emoji you want. To choose a custom emoji, tap the smiley face icon on your mobile keyboard. If you use custom emoji, they will show up in your reactions, allowing you to choose from a larger selection. Wondering how to react with emoji on Instagram? There are six default Instagram emoji reactions: You may need to update your messaging app. Stuck at home thinking, “Why can’t I react to Instagram messages with emojis?” No worries. If you’ve recently used an emoji, it will usually appear at the top of the list so you can easily select it again.īonus: Download a free checklist that reveals the exact steps a fitness influencer used to grow from 0 to 600,000+ followers on Instagram with no budget and no expensive gear. ![]() If you want more, tap the smiley face icon to access Instagram emojis. When you’re in a comment thread or writing a caption, a list of your most-used emojis will appear at the top of your reply. Basically, anywhere that allows for text input. You can use Instagram emoji in comments, captions, direct messages, as replies to Stories, and even in your Instagram bio. Choose from this list, or click the plus button to use your own emoji. To use Instagram emoji reactions for direct messages, hold your finger down on the sent message, and a list of emoji will pop up. You can also choose your own emoji by clicking on the small smiley face icon on your keyboard. You’ll then see a pop-up of six popular emoji to choose from. When watching a Story, click on the Send a message box to reply. Instagram reactions are generally used as a reply to Instagram Stories and Instagram direct messages. For example, if someone posts a funny meme, you can tap the laughing face emoji reaction instead of typing out “lol” or “haha.” Instagram reactions are a way to quickly express your feelings without typing out a response. You can find Instagram emojis in two places: your native Instagram app and the world of third-party keyboard extensions. There are literally thousands of emoji characters available on Instagram-from dragons and lizards, people exercising, and even ice cream cones. Some emoji are universal (most people know that the heart symbol means love), while others have their own unique interpretations based on regional culture and language. Instagram emoji are pictograms, icons, or small images used to express an emotion, idea, or feeling. You’re solely responsible for use of any content generated using this tool, including its compliance with applicable laws and third-party rights. Please note: This tool may display inaccurate or offensive material that doesn’t represent Hootsuite’s views. Super helpful if you don’t want to send an unintended message! Not only does the translator break down each pictogram’s meaning, but it also details how viewers typically react to the combo. Hootsuite’s emoji translator is free to use and will help you crack the code on any emoji string. Pro tip: if you’re stuck with emoji translation, we’ve got the perfect tool for you. Start free 30-day trial Instagram emoji translator OwlyWriter AI instantly generates captions and content ideas for every social media network. ![]() ![]() ![]() ![]() Quarterly figures are automatically entered for you. You can also enter any savings you have made prior to the time you began using the budget. Savings' goal helps to set specific short or long term savings goals for various purposes, track your objectives as you create your monthly budget and display all accumulated information in simple to read graphs. Savings Goal is one of the latest additions to this template and our response to requests submitted by many users of our family budget planner. In fact, obtaining information this way will help to achieve certain budget or/and saving goals. This means that you will not have to wait for an entire year to get your budget results. All amounts in this part of the spreadsheets are cumulative and will be updated every time you update your budget. Spending total and the results part: this is where you can see the estimated and actual spending for each category, including any differences and results for each quarter of the entire year. This makes things easier when entering the amounts that do not have monthly frequency, such as some subscriptions or utility bills you may receive quarterly or annual tax returns or simply any irregular payments. Monthly spending: I have divided an entire year into four quarters, in order to avoid possible confusion when you plan your budget. TIP: Always plan to spend less to gain more, in other words, to save more. This is usually is the first step in budgeting, since this helps to allocate amounts for the monthly spending and savings. Income part which is comprised of the fields for projected income and for the actual income. The family budget spreadsheet contains 3 main parts: How to use a Family Budget Plannerįamily Budget Planner: it is a simple template that helps to track your budget monthly, quarterly and yearly. ![]() It is strongly advised to consult the qualified professionals regarding financial decisions. For easy split-up of common expenditures, subtitles have been given for main heads.Disclaimer - The spreadsheet and information on this page is intended for educational an illustrative purposes only. When it comes to entering expenses, the sheet has different columns for adults and children. This is one of those easy to use sample budget template which provides separate entries for earning members of the family. So every time you create a budget for the upcoming month, ensure that you have carefully analyzed previous budgets.ġ2+ Household Budget Templates Sample Household Budget Template One method to do this successfully is by cutting down on unwanted expenses by scrutinizing previous months’ actual spending. Unspent amounts under the head can be carried forward to the next month so that this one accumulates over time to be utilized if a need arises.Ī key purpose of a budget is to increase your earnings by saving. Successful planners always have these ahead in their heads so that they don’t miss out on even the trivial matters.Īlways put in an extra amount for unprecedented expenses that can come up by way of a speeding ticket, illness or the death of a near one. If you are going out for dinner on a particular day, ensure that you plan for the exact amount that you will be spending for the outing. This is a cardinal mistake that most amateur planners make. Step 3: Be Specific about the Expenditure So when you include such matters in the budget, the outcome is always a balanced plan. When you look at your schedule you may suddenly realize that there is a family get together coming up and you will need to shell out money for it. It is of utmost importance to keep in mind your calendar for the month. It needs to be ensured that all pre-planned expenses like mortgages or loan repayment have already been deducted from the actual income to create a realistic and balanced budget. In order to make a balanced budget, you need to be aware of the exact income available to you for the month. 5 Steps to Create a Household Budget Template Step 1: Awareness about Your Income ![]() 4/17/2024 0 Comments Soulcalibur iv raphael![]() ![]() Talim has high skill in combat with her dual elbow blades. To the Wind from Soulcalibur: Broken Destiny Abilities Overall, she is a kind-hearted character, and thus is aligned with good characters. She has an ability to read the wind, often taking advice from it, as well as asking the wind to guide her in her journey. She often does not blame others for their actions, as shown in her SCIV ending where she forgives Algol for his actions, and sometimes will resurrect dead characters who were close to certain other characters, as shown in the same ending where she resurrects Algol's son, Arcturus. Her comments often reveal self-doubt and worry. Talim is strikingly meek, innocent, kind, moderate, and nice in contrast to the rest of the Soul Series cast, often attempting to dissuade opponents from fighting, and constantly showing mercy to her defeated enemies. Her signature Elbow Blades, and the features listed above, are Talim's most iconic traits in the means of character design and have stayed with her throughout the entire series. The youthful priestess was initially created to add variety to the current selection of fighters, a selfless, young girl - something that the creators felt that the series lacked. Soulcalibur IVAmy's Ending is the same as Raphael Sorel's: Raphael and his servants reach Soul Calibur, Raphael lifts it and eliminates his servants with Soul Calibur, claiming that the world is only for him and Amy now that he has Soul Calibur.Įxcept (Exclusive to Amy's Ending), this time, Amy comes from behind him, witnessing Raphael needlessly killing his servants, she pushes Raphael (who is maniacally laughing) into the abyss next to where he found Soul Calibur, with a "Ring Out!" appearing in front of the screen, while Amy grins evilly.Ī message then comes up, saying that Raphael and Amy found their ideal world.Talim's young frame and tribal accessories has produced a unique, pure fullness to the Soul character roster - which was fully intended. She does however, have a few differences, like her English Rapier is slightly shorter in range, but she is faster than Raphael, as well as having some moves that are exclusive to her. In Soulcalibur IV Amy is now a main character and has a unique move set of her own.Īmy uses the same Weapon and style as Raphael Sorel In the arcade version of Soul Calibur III she also sports a uniquely designed outfit which is not found in the home version. In Soul Calibur III Amy became a costume character representing the style of the rapier. In Soul Calibur II Amy only appears in a cut scene at the beginning of the game As Amy headed towards the exit she came to a realization it was her that would protect this world that Raphael had created. The noises and lights became louder and brighter. However in time the soldiers returned, but Raphael did not. He traveled outside of the castle, and the noises made by the soldiers ceased. Raphael told Amy that he would be gone for a while. It was not long before troops began to gather. She traveled with Raphael to the castle which he brought in Romania. As someone who had never opened her heart to the world, it was now even more impossible than ever before due to her appearance. This made things even more difficult for Amy. They felt powerful by night, but weak and sluggish during the day. They both became pale and their eyes burned a blood red. Raphael later told her that although he emerged from the battle victorious, his wounds had been infected with the evil of Soul Edge, and that by handling his blood while taking care of him, she too had been infected. In Soul Calibur III when Raphael returned back from his battle with Nightmare, it was Amy that nursed him slowly back to health. Raphael felt that he was now in a debt to Amy for saving his life, and to show his gratitude adopted Amy as his very own daughter. She hid Raphael Sorel from the authorities who were chasing him, simply out of spite for the soldiers. Amy starts out in Soul Calibur II as a poor girl who becomes an orphan upon the death of her parents, who died from the plague which spread across Europe during this time period. ![]() ![]() ![]() Observing a low p-value can be due to one of three reasons : Let us examine what inferences are warranted when seeing a result which was quite improbable if the null was true. One can easily see how by replacing the hypothetical distribution with an actual empirical one the test in its two-sample form turns to a classic NHST for determining if two samples come from the same distribution. As a goodness-of-fit test it is used to compare the distribution of a set of data to a distribution which the data is stipulated to be generated from. The Pearsons's Chi-Square test can be used as a goodness-of-fit test for IID data (Independent and Identically-Distributed) and can thus be an omnibus test for independence and homogeneity. In such a case, observing a p-value of 0.025 would mean that the result is statistically significant. For example, if observing something which would only happen 1 out of 20 times if the null hypothesis is true is considered sufficient evidence to reject the null hypothesis, the threshold will be 0.05. Saying that a result is statistically significant means that the p-value is below the evidential threshold decided for the test before it was conducted. ![]() How to interpret a low p-value from a Chi Square test ![]() Since the Chi-Square distribution is one-tailed and varies with the degrees of freedom you specify (higher degrees of freedom resulting in significantly fatter right tail) the p-value can always be visualized as cutting a slice from the right tail of the distribution. Therefore, one can think of the p-value as a more user-friendly expression of how many standard deviations away from the normal a given observation is. a Z-score of 1.65 denotes that the result is 1.65 standard deviations away from the arithmetic mean under the null hypothesis. ![]() The p-value can be thought of as a percentile expression of a standard deviation measure, which the Z-score is, e.g. The p-value is a worst-case bound on that probability. In terms of possible inferential errors, the p-value expresses the probability of committing a type I error: rejecting the null hypothesis if it is in fact true. calculating a Chi-Square score), X is a random sample (X 1,X 2.X n) from the sampling distribution of the null hypothesis. Where x 0 is the observed data (x 1,x 2.x n), d is a special function (statistic, e.g. The p-value is used in the context of a Null-Hypothesis statistical test (NHST) and it is the probability of observing the result which was observed, or a more extreme one, assuming the null hypothesis is true 1. Simply enter the Chi-Square statistic you obtained and the degrees of freedom: N-1 for one-dimensional calculations, (Ncols - 1) * (Nrows - 1) for multiple columns/groups, then choose the type of significance test to calculate the corresponding p-value using the Χ 2 CPDF (cumulative probability density function of the chi-square distribution). This Chi Square to P-value calculator is easy to use and requires minimum input to get the job done. Having obtained a Χ 2 statistic from a given set of data you would often want to convert it to its corresponding p-value. Using the Chi Square to p-value calculator How to interpret a low p-value from a Chi Square test.Using the Chi Square to p-value calculator. ![]() 4/16/2024 0 Comments Epic game activate![]()
4/16/2024 0 Comments Irs 2021 tax bracket![]() ![]() Exceptions also apply for art, collectibles and section 1250 gain (related to depreciation). Most taxpayers pay a maximum 15% rate, but a 20% tax rate applies if your taxable income exceeds the thresholds set for the 37% ordinary tax rate. Capital Gains TaxĬapital Gains rates will not change for 2021, but the brackets for the rates will change. Under the TCJA, your child must pay taxes on their unearned income, but if that amount is more than $1,100, but less than $11,000, you may be able to elect to include that income on your return rather than file a separate return for your child. Unearned income is income from sources other than wages and salary, like dividends and interest.įor 2021, the standard deduction amount for an individual who may be claimed as a dependent by another taxpayer cannot exceed the greater of (1) $1,100 or (2) the sum of $350 and the individual’s earned income (not to exceed the regular standard deduction amount). The kiddie tax applies to unearned income for children under the age of 19 and college students under the age of 24. Here’s what those numbers look like for 2021: The alternative minimum tax (AMT) exemption amounts are adjusted for inflation. Alternative Minimum Tax (AMT) Exemption Amounts The personal exemption amount remains zero under the Tax Cuts and Jobs Act (TCJA). There will be no personal exemption amount for 2021. It is cannot exceed the greater of $1,100 or the sum of $350 and the individual’s earned income (not to exceed the regular standard deduction amount). ![]() For 2021, the standard deduction amount for an individual who may be claimed as a dependent by another taxpayer remains the same.The additional standard deduction amount increases to $1,700 for unmarried taxpayers. For 2021, the additional standard deduction amount for the aged or the blind is $1,350.The standard deduction amounts will increase to $12,550 for individuals and married couples filing separately, $18,800 for heads of household, and $25,100 for married couples filing jointly and surviving spouses. For these rates to change, Congress would have to vote to change the tax rates. Note: These rates remain in place no matter what happens in November 2020. Here's how those break out by filing status: There are still seven (7) tax rates in 2021. If you plan to make more money or change your circumstances (for example, you’re getting married or starting a business), consider adjusting your withholding or tweaking your estimated tax payments. If you aren’t expecting any significant changes in 2021, you can use the updated numbers to estimate your liability. They are not the numbers and tables that you’ll use to prepare your 202o tax returns in 2021 ( you’ll find them here). These are the numbers that you’ll use to prepare your 2021 tax returns in 2022. These are the numbers for the tax year 2021 beginning January 1, 2021. ![]() The Internal Revenue Service (IRS) has announced the annual inflation adjustments for the tax year 2021, including tax rate schedules, tax tables and cost-of-living adjustments. ![]() |
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